Effective date: November 2025

Welcome to LIFE BY DESIGN

By accessing or using our website, you, the person using this website (hereinafter: the ‘User’) agree to our Terms and Conditions. Please read these Terms carefully before using our website.

By accessing, browsing, or using this website in any way, you acknowledge that you have read, understood, and agree to these Terms and Conditions and our Privacy Policy. If you do not agree, please discontinue use of this Website.

All content provided on this Website, including any materials, webinars, guides, or programs, is for informational and educational purposes only. It is not intended to replace professional, financial, legal, or tax advice. You should consult with qualified professionals before making any financial decisions. Results may vary based on individual circumstances, and past performance does not guarantee future outcomes.

All text, graphics, images, logos, and other content on this Website are the intellectual property of Life by Design or its affiliates, unless otherwise stated. You may not reproduce, distribute, modify, or republish any content with prior written permission.

By submitting your contact information or registering for any of our programs, you consent to receive communications from Life by Design and The Massimo-Anastasian Team, including updates, invitations, and educational materials. You may opt out of these communications at any time by following the unsubscribe instructions included in our emails.

We reserve the right to update, modify, or replace any part of these Terms and Conditions at any time without prior notice. Continued use of the Website following any changes constitutes acceptance of those updates.

Under no circumstances shall Life by Design or its affiliates, employees, or partners be liable for any direct, indirect, incidental, or consequential damages resulting from your use of, or inability to use, this Website or its materials.

This Website may contain links to third party websites. These are provided for your convenience only. Life by Design and The Massimo-Anastasian Team do not control or endorse the content of third-party sites and are not responsible for any damages or losses arising from your use of them.

These Terms shall be governed and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions.

For any questions, concerns or requests regarding these Terms, please contact us at

[email protected]

.